I had the chance to sit down at Jack Murphy Stadium in San Diego with Joe Montana before he went onto the field with the San Francisco 49ers against Denver in Super Bowl XXIV (1989). We didn’t know it then, but this would be Joe’s last Super Bowl, his fourth championship, yet another high point in one of the most remarkable careers not just in pro football, but in all of sports.

Joe seemed restless. He had already won everything there is in this game - the respect of teammates and opponents, coaches and owners, and especially the fans - plus all the awards: multiple League Most Valuable Player (MVPs), Super Bowls, and Super Bowl MVPs.

I said, "Joe, you can’t possibly be scared."

What he said to me is, I believe the key to his success and the reason I consider him the greatest quarterback of all time. He said, "If you’re not afraid of losing, then losing means nothing."

Every time Joe Montana stepped on the field, he was scared. That element of fear kept him sharp through his entire career. If we want to be at our best, we need that same element of fear burning inside of us. It sharpens the focus; keeps the edge.

There isn’t a day that goes by that I don’t remember what Joe said, realizing the truth of it. It has helped me. I know it will surely help you.